July 18, 2025
AgencyHow Your Business Can Insure a New Product Idea
Bringing a new product idea to market is exciting, but it also comes with risks. From development costs to marketing investments, your business puts significant resources into innovation. Intellectual property (IP) infringement is a major concern. If another company copies your idea or product, the financial consequences can be severe. That’s where intellectual property insurance […]
June 20, 2025
AgencyBeyond the Basics: What’s Not Covered by General Liability Insurance?
While general liability insurance is an essential safeguard for businesses, it has limitations. Here’s an example: A marketing consultant is sued after their advice results in a client’s financial loss. Expecting their general liability insurance to cover the claim, they’re surprised to learn it doesn’t apply. While critical for most businesses, general liability insurance doesn’t […]
April 28, 2025
AgencyThe Importance of Uninsured and Underinsured Motorist Coverage
Drivers face a wide range of potential risks on the road, and one of the more frustrating situations involves being involved in a crash caused by someone who either carries no auto insurance or too little. In some cases, a driver may carry only the lowest amount required, which may not fully cover the costs […]
March 26, 2025
AgencyHow Natural Disasters Affect Business Insurance Coverage
Natural disasters can pose significant risks to businesses in Texas, a state known for its diverse and often extreme weather patterns. Hurricanes, floods, tornadoes and wildfires can all have profound impacts on business operations and insurance coverage. Weather Events and How They Impact Business Insurance Consider the following common weather events in Texas and how […]
February 22, 2025
AgencyHome Insurance Options
Home insurance can be essential for financially protecting your property and assets from unexpected events. In Texas, standard home insurance policies typically cover damage from fire, theft and certain severe weather events. However, there are situations where additional coverage or separate policies may be beneficial. Additional Homeowners Insurance Coverage Options: Texas homeowners may want to […]
January 27, 2025
AgencyWhy Your Car’s Make and Model Matter in Auto Insurance
When shopping for auto insurance, you might wonder why insurers ask for your car’s make and model. These details are crucial in determining your premiums, coverage options and potential discounts. Understanding how your car’s specifics impact your policy can help you make informed decisions and potentially save money. How Make and Model Influence Premiums The […]
December 24, 2024
AgencyThe Impact of Cybersecurity on Business Insurance Needs
In the modern digital era, cybersecurity has emerged as a vital issue for businesses of every scale. As cyberthreats evolve and become more sophisticated, the need for robust cybersecurity measures has never been more pressing. This shift has significantly impacted business insurance needs, leading to the emergence and growth of cyber insurance. Rising Cyberthreats Businesses […]
November 26, 2024
AgencyHow to Choose the Right Amount of Home Insurance Coverage
Home insurance can be a crucial safeguard for one of your most significant investments. Your policy can provide financial protection against unexpected events like natural disasters, theft and accidents. However, determining the right amount of coverage to retain can be challenging; too little coverage could leave you vulnerable, while too much might mean unnecessary expenses. […]
June 26, 2024
AgencyUnderstanding Liability Insurance for Businesses
Errors or accidents affecting other parties can significantly impact your business. These incidents can lead to costly financial losses, lengthy legal proceedings and far-reaching reputational ramifications. Considering these consequences, assessing and addressing potential liabilities with suitable business liability insurance should be a top priority. What Is Business Liability Insurance? Your business should first understand that […]
April 30, 2024
AgencyAuto Insurance
Auto insurance is a contract between you and an insurance company that may help protect you against financial loss in the event of an accident or theft, depending on your chosen coverage. In exchange for paying a premium, the insurance company agrees to pay your losses as outlined in your policy. Auto insurance premiums vary, […]